Don’t invest unless you’re prepared to lose money.

This is a high-risk investment.You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 mins to learn more.

Short-term lending up to £1,000

Peer-to-peer lending for credit-worthy individuals.

I want to lend for
If repayment is successful you will receive back.....

As a lender, any loan you make is unsecured. Your capital is at risk.
Your money will only ever be lent to individuals who have passed our rigorous credit and affordability checks.
Please read our lenders' risk statement and outcomes statement

Risk Management

Lender protection

All borrowers are fully vetted, and our bespoke credit model ensures your money is only lent to those who can afford it.

Risk Adjusted Returns

Earn up to 189% a year
When your borrower repays their loan, you receive your principal + 50% of the interest payable by your borrower. The other 50% is the TMP loan administration fee.

Take control

Take control
You can lend your money to borrowers at between 0.7% and 0.8% interest per day. You decide the term, and you choose the amount.



Your profile is never revealed to your borrower, and all loans are made anonymously.

What are the risks?

No FSCS cover

Lenders are not covered by the Financial Services Compensation Scheme.

Only lend what you can afford

As a lender, any loan you make is unsecured. Your capital is at risk. You should only lend what you can afford.

Here's how easy it is…

Sign up

Sign up

It only takes a minute


Transfer money

Securely transfer money into your TMP wallet

Make offers

Make offers ideal for you

Lend for a term and at a rate that works for you


Watch your funds grow

Watch your money grow!

Register to become a lender

in under 60 seconds