We provide total anonymity; your profile is never revealed to your lender.
Our latest product offers borrowers a better interest rate, based on their level of risk, calculated by our advanced algorithms.
Sign up in 90 seconds. Borrow by 3pm to get a same-day transfer.
We believe in a fair financial landscape for all, and our approach to lending embodies this belief.
Our platform offers a straightforward, dignified borrowing experience, grounded in the principles of ethical lending. We ensure our borrowers receive loans that are not only accessible but also reasonable and transparent. This commitment to fairness is at the heart of our mission to promote financial inclusion across the UK.
Whether you're managing unexpected expenses or funding personal aspirations, our platform provides a safe, respectful, and supportive environment for your financial needs.
Our lending process is fully automated and takes no account of protected characteristics such as gender or race. Join us on our journey to make fair credit a reality for everyone in the UK!
Borrowers apply directly or via a third-party comparison website. The process is straightforward and user-friendly. After submitting personal details, we will proceed with a soft credit check. This check, combined with the TMP scorecard, enables us to determine the borrower’s affordability for a loan. This credit check does not impact their credit score but is essential to ensure that we are adhering to responsible lending practices.
If successful, our loan offer will be displayed for the borrower. Loan offers are valid for 30 days, giving you enough time to make a decision on what loan amount and duration will be best for you without rushing
Funds will be transferred from one of our registered Lenders to you upon the completion of a KYC check (passport or driving licence). This helps ensure a safe and secure lending process for all parties involved. The anonymised loan contract and instalment schedule is created at this point and will remain accessible throughout the duration of the loan via the online dashboard.
Instalments will be automatically collected by TMP on the contractual payment dates. Should the borrower encounter any financial difficulty, our customer service team will always be available to assist.